Loan Programs
Programs Built for Borrowers Banks Decline
126 specialized lending partners across foreign national, investor, and self-employed structures for South Florida and West Coast Florida real estate.
Asset Depletion
Convert investable assets into qualifying monthly income, asset-based mortgage qualification for retired executives and trust beneficiaries.
View →Bank Statement
Self-employed borrowers and business owners qualify on 12 or 24 months of bank statements, no W-2 or tax returns required. Florida bank statement mortgage through 126 portfolio len
View →DSCR Investor
Qualify on rental income alone, no personal income, no W-2, no tax returns. Florida DSCR loans for single-family, multi-family, and short-term rentals through 126 investor-focused
View →Estate & Portfolio Capital
Private jumbo and portfolio lending for estate-class Florida buyers, cross-collateralized structures with no agency conforming limits.
View →Foreign National
Buy Florida real estate as a non-US citizen, no US credit score, no Social Security number, no US or foreign tax returns required. Access to 126 specialized lenders with passport-b
View →All Work Permits
US mortgage financing for H-1B, L-1, O-1, TN and E-2 visa holders buying Florida real estate, no green card required, limited US credit accepted.
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Additional Structures
Self-employed, asset depletion, and estate-class portfolio scenarios are structured case by case.
Capital Readiness Assessment
Answer a few questions and see where your scenario stands, score, gaps, and the programs that fit. Educational, no credit pull.
Request a Strategy Call
25 years. 126 lenders. A 20-minute call that tells you whether a path exists and exactly what it requires.
Rafael Amaro · NMLS 1976196 · Wealth Growth Partners · Equal Housing Lender