Wealth Growth Partners  ·  Programs

Bank Statement

Self-employed, business owners, and entrepreneurs — qualify on 12 or 24 months of bank statements.

12 or 24 Month Averaging
Business or Personal Deposits
No Tax Returns Required
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Self-employed, business owners, and entrepreneurs — qualify on 12 or 24 months of bank statements.

Ideal For
1
Self-employed business owners with strong deposit history
2
Entrepreneurs whose tax returns understate real income
3
Freelancers, consultants, and commission-based professionals
Frequently Asked Questions

Yes. We accept both personal and business bank statements, using a standard expense factor to calculate qualifying income.

As little as 12 months of self-employment history may qualify, depending on the program and loan amount.

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Program Features
  • 12 or 24 months bank statements
  • No tax returns required
  • Personal or business accounts accepted
  • Primary, second home, investment
  • Up to $5M loan amount
  • Self-employed as little as 1 year
  • Foreign national eligible
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NMLS 1976196 · Wealth Growth Partners · South Florida · Equal Housing Lender